Financial Advisor

Rick Botwinick

Rick Botwinick brings over four decades of financial services experience to Lumiere Financial, including 24 years in commercial banking.

His relationship-first approach and deep understanding of credit, lending, and business finance make him an invaluable resource for business owners and individuals navigating complex financial decisions.

Rick holds a B.S. in Accounting from LIU Post and has spent his career building trust through straightforward advice and consistent follow-through.